How to Find Health Insurance Policy Number (Policy Number on Insurance Card)

In his book The Psychology Of Money, Morgan Housel writes, “The most important part of every plan is to plan on the plan not going according to plan.” While the book is chiefly about personal finance, this quote can be applied to nearly everything in life. In fact, it can be considered as a core principle to live life.

find health insurance number

Nothing is certain in life. No matter how skilled you might be at planning things, life can give you lemons at a time when you expect them the least. And it becomes harder to make lemonade when the lemons play with your health. 

Diseases can afflict you anytime and anywhere and can seriously affect you not only physically but also emotionally, mentally, and financially. Incurring medical expenses due to an unfortunate event can be quite challenging when you are unprepared.

That’s where Health insurance comes into play. When planning for a secured life, your health insurance is the perfect way to “plan on the plan not going according to plan.” With health insurance in place, you are somewhat more prepared, at least financially, for such adverse events.

A Health Insurance policy offers financial coverage for the medical and surgical expenses when the policyholder is hospitalized. It also provides coverage for pre-hospitalization, post-hospitalization, and daycare hospitalization. You can even say that it is a contract between the policyholder and the insurance company.

Once you have purchased a health insurance policy, the most important thing you need to know is the insurance policy number. It is a unique identification number associated with your policy. This can help you pay your installments, find your account, and claim the insurance in case of an emergency.

It’s usually a 10 digits identification number, and it is unique to every customer. Also, keep in mind that no other customer will ever have the same number as you.

Many people forget their policy number during a medical emergency but don’t worry, here you can find a complete guide on how to find health insurance policy numbers online and offline.

In fact, these are the same strategies you can use to find health insurance policy numbers using Name and Date of Birth.

How to Find Health Insurance Policy Number (Policy Number on Insurance Card)

You can find out your Health Insurance Policy Number more easily than you imagine. Let’s look at some places where you can find your policy number.

1. Health Insurance Policy Number Finder

  • Go to Health Insurance Policy Number Finder tool.
  • Select the policy provider and tap on the next.
  • Enter the required details and click on the find.
  • Next, you will see the health insurance policy number.

If your card is stolen, lost, or misplaced, don’t worry, you can also check billing statements received from the issuer.

This number will generally stay the same for as long your policy is active with the company. However, it might be different if you change the insurance provider.

2. Insurance Certificate or Card 

When you purchase Health Insurance, you are provided with an Insurance Certificate or Card. Nowadays, the insurance certificate is sent to you in physical and digital format. It is also sent to your email when you successfully purchase a Health Insurance Policy.

This certificate contains all the essential information pertaining to your insurance policy, including the Sum Insured across various categories and subcategories, Policy Tenure, and Policy Number.

Just look out for your Insurance Certificate in your Policy-related documents or email. Once you have the certificate with you, you can find the Policy Number or Policy Certificate Number (both terms can be used interchangeably) near the top, most likely somewhere around your name.

Below you can find a sample ID card of the best health insurance provider in the world.

1. UnitedHealthcare Policy Number on Card

find health insurance number

2. Aetna Policy Number on Card

find health insurance number

3. Wellpoint Inc. Group – Anthem Blue Cross and Blue Shield

find health insurance number

4. Kaiser Permanente Health Insurance

find health insurance number

5. Humana Health Insurance

find health insurance number

6. Health Care Service Corporation

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7. Cigna Global Health Service Company

find health insurance number

8. Highmark Blue Cross Blue Shield

find health insurance number

9. HIP Insurance Group

find health insurance number

Below are some other health insurance policy providers:

  1. Molina Healthcare Inc. Group
  2. Independence Blue Cross Group
  3. Blue Cross Blue Shield of New Jersey Group
  4. UHC of California
  5. Wellcare Group
  6. California Physicians’ Service
  7. Centene Corp. Group
  8. Health Net of California, Inc.
  9. Carefirst Inc. Group
  10. Lifetime Healthcare Group
  11. Metropolitan Group
  12. Star Health and Allied Insurance
  13. National Health Insurance
  14. Max Bupa
  15. IFFCO Tokio
  17. New India Assurance
  18. ICICI Lombard

3. First Premium Receipt

If you want to find just your Policy Number, the first payment receipt should also suffice. When you purchase Health Insurance, you are required to pay the first premium amount at the time of purchase. This receipt also contains important data related to your Policy. 

If you have made the payment online using an app like Paytm or PhonePe, you can easily find the payment receipt from the Payment History within the app. Tap on the Premium Payment from the list to see the details. You will find the policy number.

If you had made the payment offline in an office directly or to a broker, you should receive the Premium Receipt in physical format.


Health Insurance is a great way to protect your finances from unanticipated medical emergencies. And your Health Insurance Policy Number is the most important number for your Health insurance. The policy number is crucial for you as a policyholder, as most of the actions involving your health insurance policy cannot be completed without the policy number. Therefore, not knowing your policy number is not what you would like.

If you were confused about where to find your health insurance policy number before reading this blog, we are sure that all your confusion is lost now that we have discussed all the ways to find the policy number for your policy. With this blog, we have discussed not one or two but five methods using which you can quickly locate your health insurance policy number.

Though we have discussed some common questions, you can freely ask anything else you want in the comments below. We will answer them as quickly as possible. If you have any feedback or suggestions, please let us know. If you liked this blog, don’t keep it with yourself; share it with your friends and family.

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Posted by
Dharmesh Donda

iStaunch is written by Dharmesh Donda, an avid Internet geek, IT professional since 2012. Have been in IT industry for more than a decade, and currently doing management and consulting work have taken a plunge into entrepreneurship.

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