Credit cards are one of the most confidential and sensitive financial assets nowadays. And with their increasing demand, they are becoming one of the most common forms of online payments. As much as credit cards are easy to use, they are secured by multiple levels of authentication to prevent any intentional misuse in case of loss or theft. One of the several levels of security is the postal code of the billing address linked to the card.
Whenever you save or use your credit card to make an online payment, the merchant asks for your billing address. Once you enter your billing address, including the postal code linked to your card, the payment succeeds, except when the postal code is wrong.
If you forget the postal code linked to your card, you might get stuck in a real problem. It’s therefore important to remember your card details and save them somewhere safe. But if you have already forgotten your postal code, you first need to find it.
Well, we want to help you with just that. Read on to find out how to find the postal code associated with your VISA Credit card and how you can avoid losing such sensitive info in the future.
How to Find Postal Code on Visa Credit Card
Finding the postal code associated with your card is very important, and it’s best to find it quickly to avoid any trouble using the card online. We understand that.
However, if you are trying to find the postal code on your card, you are playing a losing game. Postal codes are not printed on credit cards! Whoever told you this just wanted to have some fun.
Your card’s billing address is the address you must have entered while applying for the card. This address, including the postal code, is not printed on the card but is registered with your issuing bank or lending institution.
There are many ways to find the postal code linked with your card- and we will be discussing them in a while- but looking at your card is definitely not one of them.
Let’s look at a few ways that can help you find the billing address and the corresponding postal code (ZIP code) associated with your VISA Credit Card.
Here we go.
Here’s how you can find the postal code of your VISA Credit Card:
To find the postal code linked to your VISA credit card, you need to know the billing address registered with your lending institution at the time of card issuance.
Keep in mind that if your residence has changed after you got your card, the billing address on your card will still be your old address registered at the time of issuance unless you contact your lender and ask them to change the address. So, the billing address on the card doesn’t change unless you do that.
Now, we’ll tell you how you can find the postal code of your VISA credit card.
#1: Find your postal code
The simplest way to find the postal code of your VISA credit card is to find the postal code of your current address. If you haven’t shifted since you got your card, chances are likely that your credit card’s billing address is the same as your current address.
If you aren’t sure what your current postal code (or ZIP code) is, you can easily find that with Google Maps. Make sure you are at your home and follow these steps to know your current postal code.
Step 1: Enable your device’s location if it is not enabled already.
Step 2: Open Google Maps and tap on the circular Locate button near the lower-right part of the screen. Your location will appear on the screen as a blue dot (●).
Step 3: Tap and hold the blue dot. The address will appear on the lower part of the screen, along with the postal code.
Tip: You can tap and hold any area on the map to know the postal code of that area.
#2: Look at your card’s statements
If your address changed after your card got issued, but you haven’t changed the billing address yet, you might find it difficult to find your old address on the map.
However, you can still find your billing address’s postal code using a quick, 100% reliable way: just look at your card’s statement.
As a part of owning a credit card, you receive a monthly statement about your transactions, credit limit, total dues, and upcoming payment dates. This statement is usually sent to your registered email address. You might also be receiving a monthly physical copy sent to your billing address.
Just open your email inbox and look for the last statement received. Statements are generally sent at the beginning of the month or billing cycle. Once you find your e-statement, you can open it and find your billing address there. The billing address invariably contains the postal code associated with your card.
#3: Contact your issuer
The first two methods are the easiest ways to find the postal code of your VISA credit card. And the chances of you not being able to apply any of them successfully are slim. However, if that has still happened, your card issuer is your only remaining option.
Contact your card issuer via call or online, or visit the nearest branch. Ask them for the postal code. They will be happy to help and lead you through the official formalities to disclose your postal code. You might be asked to show a government-issued identity card to verify your identity, so make sure to keep your ID card handy.
The postal code linked to your card is security info that needs to be provided to make a payment with your card. In this blog, we’ve covered what to do if you forget your postal code. The three methods mentioned here will help you find your postal code.
Which of these methods did you find the easiest and most useful? Tell us in the comments. Check out more blogs from our site to discover more informative content.