Close HDFC Credit Card: This is a complete guide on how to close or cancel your HDFC credit card online or offline.
These are the same strategies that you can follow to deactivate HDFC credit card in 2020.
Sound’s good? Let’s get started.
How to Close or Cancel HDFC Credit Card
A credit card is an advantage which makes life easy and is owned by mostly everyone these days.
It acts as a cash replacement for heavy purchases like high-end gadgets, flight tickets, paying bills, booking tour packages and so on.
HDFC being an esteemed banking organization offers various privileges on using its credit card.
You will get some amount of rewards points on every successful transaction made with an HDFC credit card. These reward points can be used during online shopping, booking and bill payments.
There are so many reasons to deactivate HDFC credit cards such as a drop in your credit score due to delayed payment, want to go for different credit cards, not want to own multiple cards or in case of theft or misplaced.
Whatever reason may be, if you intend to close your HDFC bank credit card, please to be informed, it is a very simple process to do that and not at all complicated.
Also, the best thing is you will not lose your earned credit score in-case you close your credit card in the right manner.
Credit scores are earned through a certain analysis which represents the credit value of the person in numerical terms. These scores can later be redeemed as per the conditions in the banks’ catalog.
Fill HDFC Credit Card Closure Form
For any reason, if one intends to close their HDFC credit card, they can either visit the bank to request the same or even do that online by downloading HDFC Credit Card Closure Form.
The form looks like this:
The form after filling up should be sent to the Bank Manager at their concerned office address which is – HDFC Bank Credit Cards, PO Box 8654, Thiruvanmiyur Chennai – 600041.
Write a Letter to Close HDFC Credit Card
An individual can also send a written letter to the bank corporate office addressing the manager to close the card for the reason you intend to do it.
The letter needs to be sent to the Manager at HDFC Bank Credit Cards, PO Box 8654, Thiruvanmiyur Chennai – 600041.
It must contain the following important details of the individual like the card holder’s name (as mentioned on the card), the credit card number, contact details of the cardholder, and also their official/residential address.
The individual’s confidential information like the PIN number and CVV number are not required by the bank thus, it should not be disclosed in the letter for security reasons.
Contact Customer Care
You can also contact the HDFC bank customer care service executive and request them for your card’s cancellation mentioning your reason to do the same.
The customer service department will then proceed with your card’s closure as per your request. The bank has a designated toll-free number which is 1800-425-4332 and you can approach the customer care executives by calling on the same number.
But before canceling your HDFC credit card, keep these points in mind:
- Pay for your Credit Cards outstanding dues: You can take an online print of your credit card transactions and pay your outstanding dues and pending EMI’s. The bank will start the closure process once all your outstanding dues are cleared and after that, it takes only 7-10 working days for your card cancelation.
- Check your Reward Points: You must check your unredeemed reward points before canceling your credit card as these points benefit you with the catalog’s attractive gifts.
- The card should not be used later: In case you try to use the card after raising your cancellation request, the bank will end the cancellation process. So, the cardholders are also advised not to do that.
I hope guys now you can easily deactivate the HDFC bank credit card permanently after reading this article. If you have any questions regarding this article then feel free to comment below.
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